The frequency of home visits for insurance purposes may vary depending on your insurance provider and policy. Some insurance companies may require or recommend that your home is checked regularly by a trusted person when you are away for an extended period of time, such as a vacation or a business trip. This is to ensure that your home is protected from potential risks such as freezing pipes, water damage, theft, vandalism, fire, or other hazards. The person who checks your home should be able to report any problems or incidents to you and your insurance company as soon as possible.

The general guidelines for home visits for insurance purposes are:

1. Notify your insurance provider: Let your insurance provider know that you will be away from your home for an extended period of time. They may have specific requirements or recommendations for how often your home needs to be checked and by whom, by the way Alpine Concierge specializes in vacant home property check. They may also advise you on how to prepare your home for your absence, such as turning off the water supply, setting the thermostat, locking the doors and windows, etc.

2. Review your policy: Read your policy carefully and understand what is covered and what is not covered when you are away from your home. Some policies may have exclusions or limitations for certain events or damages that occur when your home is unoccupied or vacant for a certain period of time. You may need to purchase additional coverage or endorsements to protect your home while you are away.

3. Arrange for home visits: Schedule Alpine Concierge to check on your home regularly while you are away. The frequency of home visits may depend on your insurance provider and policy, but a common rule of thumb is to have your home checked at least once every seven days. Some policies may require more frequent visits, such as once every other day or 48 hours. The person who checks your home should have access to your home, your contact information. They should also keep a record of the dates and times of their visits and any observations or issues they notice.  We provide a comprehensive report on the status of your property when we visit.  Ask us for a sample property check to see how detailed our check is.

4. Follow up on any issues: If the person who checks your home reports any problems or incidents, such as a burst pipe, a broken window, a fire, or a break-in, you should contact your insurance provider as soon as possible and file a claim if needed. You should also take steps to prevent further damage or loss, such as repairing the damage, securing the property, or hiring a contractor. You may need to provide evidence of the issue, such as photos, videos, receipts, or police reports, to support your claim.  Alpine Concierge also facilitates access for any contractors that may be required during time away from your property.

Remember, your home is your sanctuary, and taking these simple steps can make a significant difference in ensuring its safety during your absence.

By following these steps, you can ensure that your home is checked for insurance purposes and that you are covered in case of any unforeseen events or damages while you are away.